Client Portal — powered by SortMe
The Ngata household
Kia ora Aroha
🎉
That’s it — your fact find is done
Naked Finance now has your full picture. Jamie will be in touch — and your forecasts below will keep building as your accounts update.
Cash on hand
$6,249
In 12 months
$8,900
$11,200 with advice
Your current path
With Naked Finance’s advice
Net worth
$602,000
In 5 years
$747,000
$818,000 with advice
Your current path
With Naked Finance’s advice
Jamie’s recommendations are reflected in the darker line since you accepted the advice on 26/08/2026.
Action Needed: 2
ANZ didn't finish connecting
Needs another go
Timed out on 20/08/2026. Nothing was saved — try again, or upload statements.
Photo ID
Requested 19/08/2026
Driver licence or passport. Naked Finance asked for this.
Your advice is ready
New
Jamie sent this on 21/08/2026. Read it and record whether you accept it.
Your information
See everything Naked Finance can see, and flag anything that's wrong.
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Activity timeline
You accepted Jamie’s advice
26/08
Jamie sent your advice document
21/08
ANZ connection timed out
20/08
Jamie requested your photo ID
19/08
Jamie accepted your proof of address
19/08
Sam connected Kiwibank
19/08
You uploaded proof of address
18/08
You completed People & Income
18/08
You completed Purpose & Goals
18/08
You set your password
18/08
You signed in for the first time
18/08
Jamie invited you to the portal
17/08
Insurances
What cover do you already have?
Your Cover
Add the policies you already hold. Naked Finance needs to know what you’re covered for before they can
advise you — and it stops them recommending something you’ve already got.
We can see these insurance payments
Adding the policy behind a payment tells Naked Finance what it actually covers.
· · last paid
Your policies
No policies added yet.
· $ cover
· $
Insurances
What cover do you already have?
Tell us who it’s with, then what it covers.
$
$
Policy status (optional)
Documents
Drag & drop files here
or browse — PDF, image, or doc, max 10MB
Additional details
$
We’ll let you know before your card expires so your policy isn’t cancelled.
Your details
Update your information and how you sign in
Aroha Ngata
Legal Name
Additional Details
How you sign in
Naked Finance sees these details
Your name, date of birth and residency are part of what they hold. See everything they can see.
The email your client gets
Practice-branded, sent by SortMe on Naked Finance’s behalf.
From Naked Finance <hello@nakedfinance.co.nz>
Subject Getting started with Naked Finance
Naked Finance
Kia ora Aroha,
Before we meet, we need a picture of your finances. It takes about 10 minutes and you don’t need to create an account or remember a password.
Just tap below — the link signs you in.
This link is just for you and expires in 7 days. If you weren’t expecting it, you can ignore this email.
Naked Finance uses SortMe to collect and hold this information securely.
Signing you in
One moment — no password needed.
!
That link has expired
Links last 14 days and can only be used once. We can send you a fresh one.
Purpose & Goals
What are we trying to achieve?
You are looking for one of the following options:
Select this goal to add your deposit amount.
$
Pick as many as apply. Most people choose two or three.
People & Income
Who are the people in your financial life?
Aroha Ngata (you)
Born 14/03/1991
NZ Citizen
2 income sources
Sam Ngata
Born 02/11/1989
NZ Citizen
1 income source
Mia Ngata (dependant)
Born 2018
Dependant
No income
A few housekeeping questions
These help Naked Finance spot anything that needs attention beyond the mortgage.
Spend Overview
Review your categorised transaction data
Review and Amend Transactions
We’ve processed your last three full months of transactions into the appropriate categories. Some are a
bit tricky to categorise, you’ll need to manually set the uncategorised ones below.
40%
Home & Utilities
15%
Groceries
35%
Everything else
Rough mockup of the live Spend Overview — no changes proposed to the live version.
Budget
Actual
Home & Utilities
$3,430.00
$3,418.20
Groceries
$1,350.00
$1,284.40
Transport
$550.00
$612.85
Insurance
$310.00
$298.00
Everything else
$2,900.00
$2,923.26
Total
$8,540.00
$8,536.71
COUNTDOWN GLENFIELD AKL
Kiwibank Everyday | Groceries | C
−$182.44
Z ENERGY GLENFIELD
Kiwibank Everyday | Transport | C
−$96.10
KAIPARA DC PAYROLL
Kiwibank Everyday | Income | D
+$3,204.18
SPARK NZ LTD
Kiwibank Everyday | Utilities | BP
−$118.99
UNCATEGORISED — AP 4821
Kiwibank Everyday | Uncategorized | AP
−$60.00
MITRE 10 MEGA ALBANY
Kiwibank Everyday | Home | C
−$243.75
Your information
This is what Naked Finance can see. If something looks wrong, tell them and they’ll fix it.
Everything below goes to Naked Finance. You’ve entered it all already — this
is the summary of what Naked Finance can see, not a repeat of the detail.
Your contact details
Your name, date of birth, mobile, email, home address and how long you’ve lived there.
What you’re trying to do
The goals you selected and any detail you added — like your house deposit target.
People in your financial life
You, Sam and Mia — dates of birth, residency, relationship status, where each person works and for how long, every income stream (source, amount and frequency), and each dependant’s living arrangements.
Your accounts and what they’re worth
Each connected account’s bank, name, type and current balance; your property values and ownership; and the loan details you added — rate, term and when your fixed rate ends.
ANZ isn’t connected yet
Your spending, at category level
Monthly totals for each spending category — groceries, utilities, transport and so on — and what comes in overall. Not your individual transactions.
Naked Finance can only see individual transactions if you later choose SortMe money management and give them full access.
Your budget and how you’re tracking
Your cashflow health, whether spending is on or off track, and your monthly surplus or shortfall.
Insurance information
The cover you already have — type, provider, cover amount, premium and any policy documents.
Your housekeeping answers
Whether your wills and powers of attorney are up to date, and whether anything is held in a trust.
Your net worth
The total of what you own less what you owe, and how it changes as your balances update.
Documents you’ve uploaded
Proof of address so far.
Photo ID and your policy schedule are still outstanding
Something not right?
Tell Naked Finance which part looks wrong and they’ll correct it. If they disagree, your correction is recorded against the record anyway.
My Financial Roadmap
Complete the following stages of the fact finding process. It should take you less than 15 minutes to complete.
( min)
Cash on hand forecast
12 months
Net worth forecast
5 years
What we collect, and who sees it
We only ask for what Naked Finance needs to give you good advice — nothing extra. Your information is encrypted while it travels and while it’s stored.
Naked Finance is your adviser. SortMe provides the technology and looks after the data behind the scenes. Some of that work happens overseas with trusted providers, including working out what each payment was for.
Naked Finance uses your information to do their job. That can include putting it into their own tools — to model your future, track your progress, or make applications on your behalf. Once it’s in their systems that copy is theirs, so ask them if you ever want it removed from there.
This is for the advice you’re getting now. Naked Finance sees your picture while they’re advising you, and your connections stop there — they don’t keep updating in the background.
You stay in control. You can ask what we hold, correct anything that’s wrong, or ask us to delete it. SortMe may offer you their own service later — you don’t have to take it, and it won’t affect your advice.
Read the full Terms and Conditions and Privacy Policy.
Please agree to sharing before you continue.
Assets & Liabilities
Connect your financial institutions
Connect Your Accounts
Connect your accounts using Akahu. The secure industry leader in account connections.
Learn More
None added
Tell us about this loan
Your bank feed can’t share these — they complete your net worth forecast.
%
About your KiwiSaver
Your provider feed doesn’t share these.
Set a password
You are about to connect your accounts, so we need more than an email link from here on. This is also how you get back in later.
Your email link stays valid for 7 days. After that, sign in with this password.
Welcome back
Sign in to pick up where you left off with Naked Finance.
People & Income
Who are the people in your financial life?
?
Legal Name
Additional Details
Do you smoke?
Where you live
Do you rent or own?
Employment
Income
$
What they will be able to see
They get their own sign-in and connect their own accounts. Once they join, you and they can
both see the household’s full picture — including each other’s accounts and
transactions. We tell them this before they accept.
People & Income
Who are the people in your financial life?
Add Dependant
Lives with you?
Assets & Liabilities
Connect your financial institutions
Add Non-connectable Account
$
$
Assets & Liabilities
Connect your financial institutions
Add Property
$
$
Select Mortgage Account
Which loan is against this property?
Ownership
Select property owners
Aroha Ngata
%
Sam Ngata
%
Connect your accounts
Connect Bank Accounts via Akahu
Akahu (akahu.nz) is a respected and widely adopted industry open banking solution that
provides a simple and secure way to pull information from financial institutions.
The next screen is Akahu's and shows the SortMe name — that's the technology Naked Finance uses to connect your bank.
Is it safe?
Yes. It is. Akahu uses authentication tokens. The same tech your mobile banking app uses to pull your account data. Login credentials are not saved. This connection is also Read-Only, meaning we can not transfer or move your money.
Why connect?
It saves you filling in your income and spending by hand, and gives Naked Finance an accurate picture to advise you on.
Where is my data used?
It goes to Naked Finance so they can advise you, and it's held by SortMe, who provide the technology. It is never traded or sold. All data is secure using modern security protocols audited and approved by Akahu and Google.
What does it cost?
To you, nothing. Naked Finance covers the connection costs.
Upload .CSV to ANZ
Download a CSV from your internet banking and upload it here. Last 12 months is ideal, one file per account.
Select Account
Both options use Akahu to work out what each payment was for.
Drop your .csv files here
or choose from your device
Assets & Liabilities
Connect your financial institutions
ANZ didn't finish connecting
The connection timed out on 20/08/2026. Nothing was saved — no accounts were added and Naked Finance can't see anything from this attempt.
Already connected
Kiwibank — everyday & savings
Connected by Sam 19/08/2026
Documents
Upload each one and Naked Finance is notified straight away.
Photo ID
Driver licence or passport. Requested 19/08/2026.
Drag & drop files here
or browse — JPG, PNG or PDF, max 10MB
Medical questionnaire
For your insurance application. Requested 20/08/2026.
We pass this straight to Naked Finance and then delete our copy — we don't keep health documents.
Drag & drop files here
or browse — PDF or image, max 10MB
Proof of address
accepted-power-bill.pdf · uploaded by Sam 19/08/2026
Current policy schedule
policy.heic — we couldn't read this file type.
Please upload a JPG, PNG or PDF. Nothing was sent to Naked Finance.
Your advice from Jamie
Sent 21/08/2026 · Naked Finance
KiwiSaver recommendation
Jamie's recommendation, the reasons behind it, and what happens next. The full document renders here.
Happy with this?
Jamie has set this one to be signed off by you. Sam doesn't need to do anything.
Just checking it's you
You signed in a while ago, so we need to confirm before recording your acceptance.
We've texted a 6-digit code to the mobile ending ••• 412.
Your acceptance isn't recorded until this is confirmed.
✓
That's all done
You accepted Jamie's KiwiSaver recommendation on 21/08/2026 at 1:42pm.
What happens next
- · Jamie sets up your KiwiSaver change and sends you the details.
- · You'll get a copy of everything you signed off.
- · Jamie checks in with you in three months.
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It helps everyone see who has done what.
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